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The Salford Fair Funeral Campaign:

Buying a funeral can be expensive and confusing. It’s difficult to find clear, comparable information about what things cost. And there are huge differences in what funeral directors charge.

Without knowing what our options are, we can end up buying funerals we can’t afford and getting into debt.

That’s why in Salford we are asking our local funeral directors to agree to the Fair Funerals pledge.

The Salford Fair Funeral campaign is organised by a number of partners – these include Citizens Advice Salford, Age UK Salford, Salford City Council, and Salford Credit Union. It is affiliated to the National Fair Funeral campaign.

The Fair Funerals pledge is a free and voluntary commitment. Funeral directors are asked:

  1. To recognise that funerals can be expensive and many people struggle with the cost.
  2. To help people to find funerals that are within their means.
  3. To be open about their most affordable options, including third party costs:
  • in initial conversations
  • within their price lists
  • on their website.

In Salford, the funeral directors listed on this site have agreed to adopt the Fair Funeral pledge.  These funeral directors will be able to offer you a standard ‘fair funeral’ which will meet your needs. The city council also operates a bespoke low cost funeral – the Salford Resident’s Funeral. Under this scheme the council has contracted with a local funeral director to deliver a standard low cost funeral.  For details visit Salford Council’s website.

Salford Fair Funeral Directors

Salford Fair Funeral Pledge Funeral Directors

Laithwaite Funeral Services

15 Eccles Old Road

Manchester M6 7DE

T: 0161 736 1414


J.R. Barlow Funeral Care

238 Station Road

Swinton

M27 6BY

T: 0161 794 2142


Bridgford & Sons Funeral Directors

23 Chorley Road

Swinton

M27 4AF

T: 0161 793 1228


Bridgford & Sons Funeral Directors

215 Monton Road

Eccles

M30 9PN

T: 0161 789 3083


B Littler & Sons

278 Lower Broughton Road

Salford

M7 2LA

T: 0161 792 4104

 

Simpsons Funeral Services

103/109 Eccles New Road

Salford

M5 4RX

T: 0161 736 1072

 


The Co-operative Funeral Care

143 Cross Lane

Salford

M5 4AP

T: 0161 736 1487

 


Christopher Terry

120 Liverpool Road

Irlam

M44 6FF

T: 0161 775 6079

 


Christopher Terry

620 Liverpool Road

Eccles

M30 7NA

T: 0161 707 5888

 

 

 

 

Online help after a bereavement

What to do after a death

What happens, and things you might need to think about, after someone dies, the information includes advice on the following:

  • Where did the death occur?
  • Donation of organs for transplant or the body for medical research
  • Registering the death
  • Funerals
  • Miscarriages, stillbirths, neonatal and perinatal deaths
  • Telling government about the death
  • Bereavement benefits
  • Redirecting post after someone’s death
  • Stop receiving unwanted mail
  • Dealing with the property of the person who has died
  • Money and finances
  • Counselling and support

Help paying for a funeral

Paying for a funeral is an expensive undertaking. We’ll help you work out who should pay for the funeral, and outline your options for how to pay for a funeral, from where to find financial help to claiming funeral costs from the estate. This information includes advice on the following:

  • How much does an average funeral cost?
  • Who pays for the funeral?
  • What happens if you can’t afford a funeral?
  • Applying for Funeral Payment
  • Paying with pre-paid funeral plan or insurance
  • Paying with the bank account of the person who died
  • Paying by instalments
  • Claiming funeral costs from the estate

Dealing with the financial affairs of someone who has died

This is a complex area, made more difficult as you are dealing with a bereavement, this information includes advice on the following:

  • How to deal with the property of a person who has died
  • What does the executor or administrator do
  • Tax and benefits
  • Debts
  • Probate and letters of administration
  • Jointly-owned property
  • If the amount of money is small
  • Do you need a solicitor
  • How long does it take to get probate or letters of administration
  • How to apply for probate or letters of administration
  • Inheritance tax
  • After probate or letters of administration has been granted
  • If you are an executor and you do not wish to act
  • Further help

Children and death

  • In Salford – the council will waive the burial or cremation fees for under 18’s that were resident in the city.
  • Funeral directors will often, at their discretion, also waive their basic fees.

Preparing for death

This information includes advice on the following:

  • Wills
  • Why it is important to make a will
  • Is it necessary to use a solicitor
  • How much does a solicitor cost
  • What should be included in a will
  • Who are executors
  • Requirements for a valid will
  • Where to keep a will
  • Looking for copies of a will after someone dies
  • Getting a copy of the will when probate has been granted
  • In England and Wales
  • Change of circumstances
  • How to change a will
  • Destroying a will
  • If a person who made a will commits suicide
  • Challenging a will

Managing affairs for someone else

This information includes advice on the following:

  • Different ways of managing someone’s affairs
  • Ordinary power of attorney
  • Lasting power of attorney
  • Enduring power of attorney
  • General rules about power of attorney
  • When does someone lack mental capacity?
  • Who can make decisions when someone loses mental capacity and there’s no power of attorney?
  • What can you do if you think someone isn’t acting in the best interests of someone who has lost mental capacity?

Saving for a death

Many people find it comforting to have saved the money they need to pay for their own funeral. There are a number of ways you might think to do this.

  • By buying a funeral plan from a funeral directors in advance
  • By buying a funeral plan with a specialist provider.

If you do make arrangement to save for a funeral in advance be sure to make a note of it somewhere safe, mention it in your will, or speak to the people likely to be organising your funeral.

Salford Credit Union Funeral Savings Account

While there are many funeral plans available to purchase many people would rather save or lodge funds into a savings account to cover the cost of their funeral rather than purchase a plan.

Salford Credit Union has an account just for this purpose. What’s more your savings will be fully protected (up to £85,000) under the Financial Services Compensation Scheme (FSCS) so you have peace of mind that your savings are secure.

Saving for your funeral now can save your family worry and expense and help make things easier for your loved ones at a difficult time. When the time comes your nominated next of kin would simply ask us to transfer the funds to your chosen funeral director. Any surplus funds would be paid to your nominated next of kin.

Once you have saved the required amount to cover the costs of your chosen funeral, we can transfer the funds to the funeral director so that you can take advantage of the costs at today’s prices, this avoiding any future price increases. Once the funeral has been paid for you can be certain that everything will then be taken care of, and carried out according to your wishes, relieving your family of the stress and financial worry thy may otherwise have to face.

Why not open an account today and save as little or as much as you can afford as often as you would like. Payments can be made via Standing Order or by Direct Transfer from a Pension or Benefit Payment.

Advice, Support & Counselling

Advice

Citizens Advice Salford

Advice on money worries, claiming benefits, housing issues and any other issues arising after bereavement.

Tel: 0300 3309074

Email: email@salford.cabnet.org.uk

 

Support and counselling

Cruse Bereavement Care

Day-by-day helpline for adults and young people:

Tel: 0808 808 1677 (Mon-Fri 9.30am-5.00pm)

Email: info@cruse.org.uk

Barnardo’s Child Bereavement Service

The Child Bereavement Service provides individual and group support to children and young people who have been bereaved. There is also an advice line that is open to any adult concerned about a bereaved child. The service is provided mainly for Northern Ireland, but will give telephone or email advice and information to people anywhere in the UK.

Tel: 028 9066 8333
Email: catherine.meighan@barnardos.org.uk

Child Bereavement UK

Child Bereavement UK offers support to families when a child of any age dies or is dying, or when a child is facing bereavement. It runs a support and information helpline and email service staffed by trained bereavement support workers. Child Bereavement UK also provides training in bereavement support to professionals.

Tel: Support and information line: 01494 568 900 (Monday to Friday from 9.00am to 5.00pm)
Emailsupport@childbereavementuk.org

Sudden – supporting people after sudden death

People bereaved by sudden death suffer terribly – whether it’s through a road crash, suicide, disaster, war, accident, or undiagnosed medical reasons. They are often left isolated, bewildered and traumatised and need specialist support to help them cope and move forwards with their lives.

Sudden is a charitable initiative sharing best practice, research and resources among professionals across the world working with people who are suddenly bereaved. Through this, we aim to help ease the suffering of people bereaved by any kind of sudden death.

This charity along with Brake have produced a book to help support children dealing with sudden death.

Widowed And Young

WAY Widowed And Young is a self-help organisation for people aged 50 and under who have been widowed.

Survivors of Bereavement by Suicide

Tel: 0300 111 5065 (7 days a week 9.00am to 9.00pm)

Emailsobs.support@hotmail.com

 

Partners

The Salford Fair Funeral campaign is organised by a number of partners listed below. It is affiliated to the National Fair Funeral campaign.

National Fair Funeral Campaign

The Fair Funerals campaign is run by anti-poverty charity Quaker Social Action.

http://fairfuneralscampaign.org.uk


Salford City Council


https://www.salford.gov.uk


Citizens Advice Salford

Provides free, independent, confidential and impartial advice to everyone that approaches the service on their rights and responsibilities. It value diversity, promotes equality and challenges discrimination.
https://salfordcab.org.uk

 


Age UK Salford

Helping to make a difference to the lives of older people in Salford and their families and friends with a range with a range of social activities, groups and events.
www.ageuk.org.uk/salford/


Salford Credit Union

Salford Credit Union exists to provide safe, competitive and fair financial services to members with accessible saving and affordable loans. This includes a funeral savings plan
www.salfordcreditunion.com